Pool & Hot Tub Financing in the Hudson Valley
Make your backyard project fit your budget with flexible monthly payment options through our financing partner, HFS Financial. Checking your options takes about a minute and won’t affect your credit score.
Why Homeowners Finance With Us
Spread the cost of a new pool, hot tub or swim spa into manageable monthly payments, so you can start enjoying your backyard sooner.
No Impact to Your Credit
Checking your options is a soft inquiry, so it won’t affect your credit score.
Quick Online Inquiry
A short, simple form that takes about 60 seconds to complete.
Multiple Lenders
HFS connects you with a network of lenders, so you can compare offers in one place.
No Prepayment Penalty
Pay your loan off early at any time without extra fees.
How It Works
Three simple steps from first idea to finished backyard.
Choose Your Project
Talk with our team about a custom inground pool, or pick out a hot tub or swim spa at our Goshen showroom.
Check Your Options
Complete the quick online inquiry with HFS Financial and review offers from their lender network. There’s no impact to your credit to check.
Enjoy Your Backyard
Once your financing is in place, we schedule your build or delivery and take care of the rest.
What You Can Finance
Financing can help with the projects Chaffee’s builds and sells.
Custom Inground Pools
Hot Tubs
Swim Spas & More
Planning Your Pool or Hot Tub Budget
A new inground pool or hot tub is an investment in years of time at home with family and friends. Financing lets you spread that investment into monthly payments instead of paying everything up front.
A few tips as you plan:
- Start with the project you really want, then compare monthly payment options.
- Think about the whole backyard: patio, fencing and landscaping can be part of the plan.
- Check your options early, so you know your budget before you design.
Our team has helped Hudson Valley families plan backyard projects since 1967. Tell us about your project or visit our Goshen showroom to get started.
Financing FAQ
Will checking my financing options affect my credit score?
No. HFS Financial uses a soft inquiry to show your options, so checking won’t affect your credit score. A lender may run a full credit check later if you choose to move forward with an offer.
Who provides the financing?
Financing is offered through HFS Financial, which connects homeowners with a network of third-party lenders. HFS is not the lender itself; your loan terms come from the lender you choose.
How long does it take to apply?
The initial online inquiry takes about 60 seconds and only asks for basic information.
Can I pay my loan off early?
Yes. Loans offered through HFS Financial have no prepayment penalty.
Can I talk to someone at Chaffee’s about financing?
Of course. Call us at (845) 294-5200, send us a message, or stop by our Goshen showroom and we’ll walk you through it.
Financing is provided by third-party lenders through HFS Financial and is subject to credit approval. Not all applicants will qualify. Rates, terms and loan amounts vary by lender and applicant, and financing is not available in every state or for every project type. Chaffee’s Swimming Pools & Spas is not a lender.
Ready to Plan Your Backyard?
Check your financing options in about a minute with no impact to your credit, or reach out and our team will help you find the right pool, hot tub or swim spa for your space and budget.